Open Access Open Access  Restricted Access Subscription or Fee Access

A Comparative Study of Performance of HDFC with select Private and Public Sector banks

Uma Ghosh, Chandan Singh Adhikari, Archisman Neogi

Abstract


Abstract

Banking industry has undergone metamorphosis due to increase in competition from private sector banks, foreign banks as well as payment banks. This increasing competition has kept the banks on tenterhook. While public sector banks due to their own compulsions have amassed huge NPAs, other banks also could not isolate them from this NPAs problem. Last three years, in particular have been bad years for banking industry as a whole. However, HDFC bank has stood out as different player in the banking industry in terms of its stellar performance as measured by various performance indicators. This paper attempts to examine the comparative performance of public sector banks namely Punjab National Bank, Bank of India and Bank of Baroda, and private sector banks such as ICICI Bank, HDFC Bank and AXIS Bank over the last three years. Based on the comparative performance of these banks, it investigates into the tactics and strategies of HDFC Bank, which distinguished it from the other banks during the turbulent times.


Keywords


Performance Indicators, Non-Performing Assets (NPA), Public Sector Banks, Private Sector Banks, Product Portfolio, Ratios

Full Text:

Full Text

References


C. Mangala Gowri, V. R. (April 2013 ). Non-performing Assets in Public Sector Commercial Banks- A Retrospect . International Journal of Financial Management, Volume 3 Issue 2, 46-53.

Eknath J. Helge, P. P. (2016). Non-Performing Assets of Public Sector and Private Sector Banks in India: An Empirical Analysis. Journal of Commerce & Management Thought Vol. 7-2, , 298-308.

Garg, N. (January 2016). A Study on Non Performing Assets of Selected Public and Private Sector Banks of India. International Journal of Management and Social Sciences Research (IJMSSR) ISSN: 2319-4421 Volume 5, No. 1, 10-13.

Kaur, D. S. ( July - September, 2012). Non-Performing Assets of Indian Commercial Banks. SUMEDHA Journal of Management, Vol. 1, No.3, 39-55.

M., D. S. (October - December 2015). Efficiency, Liquidity, and Profitability: Banking Performance Comparatistics. SCMS Journal of Indian Management, , 51-63.

Mishra, A. K. (2016). An Analysis of NPAs in Priority and Non-Priority Sectors with respect to Public Sector Banks in India. IOSR Journal of Business and Management (IOSR-JBM) , 87-92.

Nancy Arora, N. O. (June 2014). UNEARTHING THE EPIDEMIC OF NON-PERFORMING. SMS Varanasi MANAGEMENT INSIGHT, Vol 10, No 1, 47-52.

Reddy, K. P. (January 2012 ). Performance Evaluation of Public and Private Sector Banks: A Multivariate Analysi. International Journal of Financial Management, Volume 2 Issue 1 , 55-62.

STEPHEN D’SILVA, B. D. ( 2012). EVALUATION OF NON PERFORMING ASSETS IN PUBLIC AND PRIVATE SECTOR BANKS IN INDIA: A COMPARATIVE STUDY. Indian Journal of Economics & Business, Vol. 11, No. 2, 561-569.


Refbacks

  • There are currently no refbacks.


Print Version ISSN 0975-3931

Online Version ISSN 2278-1277